Ayushman Bharat Card Kaise Banaye 2026: Step-by-Step Guide for Free Health Cover

Introduction

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) provides a health cover of ₹5 lakh per family per year. In 2026, this scheme continues to be the world's largest government-funded healthcare program. This guide will show you exactly how to make your Ayushman Bharat card and avail cashless treatment.

Who is Eligible for Ayushman Bharat?

Eligibility is based on the Socio-Economic Caste Census (SECC) 2011 data. The following categories are eligible:

• Rural families falling under deprivation criteria D1 to D7.
• Urban families engaged in 11 identified occupational categories including rag picking, domestic work, street vending, etc.
• No age restrictions – all family members are covered.

How to Check Eligibility Online?

1. Visit https://mera.pmjay.gov.in.
2. Click on "Am I Eligible?" option.
3. Enter your mobile number or ration card number.
4. If eligible, you will see your family details and can download the e-card.

How to Make Ayushman Card 2026?

1. Visit the official PM-JAY website: https://pmjay.gov.in.
2. Click on "Download Ayushman Card".
3. Enter your SECC or ration card number.
4. Verify with OTP sent to your registered mobile number.
5. Download the e-card in PDF format.
6. Print the card or save it on your phone for treatment.
7. Alternatively, visit any Common Service Centre (CSC) near you to get a physical card made.

Benefits of Ayushman Bharat Card

• ₹5 lakh health cover per family per year.
• Cashless treatment at over 25,000 empaneled hospitals across India.
• Over 1,950 medical procedures covered including surgeries and medical treatments.
• Pre-existing diseases covered from day one.
• Transport allowance up to ₹1,000 per hospitalization.
• Portable across India – get treatment in any state.

How to Use Ayushman Card for Treatment?

1. Visit any Ayushman Bharat empaneled hospital.
2. Show your Ayushman card or e-card at the hospital counter.
3. The hospital checks your eligibility through the PM-JAY portal.
4. Once verified, you receive cashless treatment.
5. The hospital submits the claim to the government directly.
6. You do not pay anything for covered procedures.

Frequently Asked Questions

Q. Is Ayushman Bharat card free?
Yes, the card is completely free. Do not pay anyone to make your card.

Q. Can I get treatment in a private hospital?
Yes, any public or private hospital empaneled under PM-JAY provides cashless treatment.

Q. What documents are needed for the card?
Aadhaar card and SECC ration card are the main documents needed for verification.

Q. Does the card expire?
The e-card does not expire as long as the scheme continues. However, you should keep your details updated.

Q. Can NRIs apply for Ayushman Bharat?
No, the scheme is only for Indian residents identified in the SECC 2011 database.

Conclusion

If you are eligible, making an Ayushman Bharat card is simple and free. This card can save you and your family from huge medical expenses. Check your eligibility today at mera.pmjay.gov.in and get your card made at the nearest CSC.