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Ayushman Bharat PMJAY 2026: How to Apply for Free Health Insurance

July 28, 2026 1 min read

Complete process to apply for Ayushman Bharat PMJAY health insurance online and offline. Check eligibility through the SECC database, download the e-card, find empanelled hospitals near you, and understand the treatment coverage of ₹5 lakh per family.

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY) is the worlds largest health insurance scheme launched in September 2018. It provides health coverage of Rs 5 lakh per family per year for secondary and tertiary hospitalization.

Check Eligibility

Visit pmjay.gov.in and click on Am I Eligible. Enter your mobile number to check if your family qualifies based on SECC database.

How to Apply

If eligible, visit the nearest empaneled hospital with your Aadhaar card. The hospital will verify your eligibility and issue your Ayushman card on the spot.

Documents Required

  • Aadhaar Card
  • Ration Card
  • BPL Certificate if available
U

UmangIndia Editorial Team

Independent research on government schemes. Updated Aug 02, 2026.

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