Financial Inclusion
Central Government
Active
PM Jan Dhan Yojana
National mission for financial inclusion providing zero balance bank accounts, debit cards, and insurance to every unbanked household.
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Official website
Pradhan Mantri Jan Dhan Yojana (PMJDY) is India's flagship financial inclusion scheme launched on 28th August 2014. It provides universal access to banking facilities.
Key Features
- Zero balance savings bank account
- RuPay debit card with ₹2 lakh accident insurance
- Overdraft facility of ₹10,000
- Direct Benefit Transfer (DBT) enabled
- Mobile banking available
Frequently Asked Questions
Any Indian citizen above 10 years of age who does not have a bank account.
Zero balance account, ₹2 lakh accident insurance, ₹10,000 overdraft, RuPay debit card, mobile banking.
1. Visit any bank branch or Business Correspondent\n2. Fill PMJDY application form\n3. Submit Aadhaar card\n4. Account opened on the spot\n5. RuPay card delivered within 7-10 days
Aadhaar Card (or any valid ID with Aadhaar number), Passport size photograph
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