Financial Inclusion
Central Government
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Atal Pension Yojana (APY)
Government guaranteed minimum pension of ₹1,000 to ₹5,000 per month for workers in the unorganised sector after age 60.
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Atal Pension Yojana is a pension scheme for workers in the unorganised sector. It provides a guaranteed minimum pension of ₹1,000 to ₹5,000 per month after the age of 60 years.
Pension Options
| Monthly Pension | Age 25 | Age 30 | Age 35 | Age 40 |
|---|---|---|---|---|
| ₹1,000 | ₹42 | ₹57 | ₹90 | ₹145 |
| ₹2,000 | ₹84 | ₹114 | ₹180 | ₹290 |
| ₹3,000 | ₹126 | ₹171 | ₹270 | ₹435 |
| ₹4,000 | ₹168 | ₹228 | ₹360 | ₹580 |
| ₹5,000 | ₹210 | ₹285 | ₹450 | ₹725 |
Frequently Asked Questions
Indian citizens aged 18-40 years. Must have a savings bank account. Must have Aadhaar card. Not an income taxpayer.
Guaranteed pension ₹1,000-5,000/month, government co-contribution (50% up to ₹1,000 for 5 years), tax benefits.
1. Visit bank/post office where savings account exists\n2. Fill APY registration form\n3. Provide Aadhaar and bank details\n4. Choose pension amount\n5. Auto-debit from bank account monthly
Savings bank account, Aadhaar Card, Mobile number
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