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National Pension Scheme (NPS)

Government-regulated pension scheme providing market-linked returns with tax benefits for retirement planning.

National Pension System (NPS) is a voluntary defined contribution pension system regulated by PFRDA. It provides market-linked returns and tax benefits.

Key Features

  • Market-linked returns (equity + debt)
  • Tax benefits up to ₹2 lakh under Section 80C and 80CCD
  • Low fund management charges
  • Portable across jobs and locations
  • Partial withdrawal allowed (up to 25%)

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