Financial Inclusion
Central Government
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National Pension Scheme: A Government-Backed Retirement Plan for Indian Citizens
Government-regulated pension scheme providing market-linked returns with tax benefits for retirement planning.
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National Pension System (NPS) is a voluntary defined contribution pension system regulated by PFRDA. It provides market-linked returns and tax benefits.
Key Features
- Market-linked returns (equity + debt)
- Tax benefits up to ₹2 lakh under Section 80C and 80CCD
- Low fund management charges
- Portable across jobs and locations
- Partial withdrawal allowed (up to 25%)
Frequently Asked Questions
Indian citizens aged 18-65 years. Both employed and self-employed can join.
Market-linked returns, tax benefits up to ₹2 lakh, low charges, portability, partial withdrawal facility.
1. Visit any POP (Point of Presence) or NSDL website
2. Fill NPS registration form
3. Submit KYC documents
4. Initial contribution (min ₹500)
5. PRAN (Permanent Retirement Account Number) allotted
2. Fill NPS registration form
3. Submit KYC documents
4. Initial contribution (min ₹500)
5. PRAN (Permanent Retirement Account Number) allotted
Aadhaar Card, PAN Card, Bank account details, Passport size photo
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