Mahatma Phule Karj Mafi Farm Loan Waiver Scheme: Eligibility, Benefits & Application

Small and marginal farmers of Maharashtra with eligible outstanding agricultural loans, meeting the landholding, loan-type and other criteria specified in the official waiver notification. Exact waiver ceiling is as per official portal.

Under Mahatma Phule Karj Mafi Yojana, eligible farmers in Maharashtra receive a complete waiver of their short-term crop loans taken from scheduled commercial banks, cooperative banks, and district central cooperative banks. Loans disbursed up to Rs 2 lakh per farmer are covered under the scheme. The waiver includes both the principal amount and the accrued interest as of the cutoff date declared by the state government. Farmers who have already repaid their loans may also receive a refund of the amount paid. Over 80 lakh farmers in Maharashtra have benefited from this scheme since its launch.

1. Visit the official portal / nearest cooperative bank or agriculture office
2. Verify farmer and loan records
3. Confirm eligibility against the notified criteria
4. Loan waiver applied to the eligible amount
5. Bank updates the account status after government reconciliation

Aadhaar Card, land records (7/12 extract), loan / account details from the lending institution, bank account details, farmer registration proof.