Agriculture
Central Government
Active
Kisan Credit Card (KCC)
Provides affordable credit to farmers for their agricultural needs including crop production, post-harvest expenses, and farm maintenance.
1 views
Official website
Kisan Credit Card (KCC) scheme was launched in 1998 to provide timely and adequate credit to farmers. The scheme has been extended to cover animal husbandry, fisheries, and allied agricultural activities.
Benefits of KCC
- Crop loan at 4% interest (with prompt repayment rebate)
- Up to ₹3 lakh crop loan at subsidized rate
- Insurance coverage under PMFBY
- ATM-enabled debit card for easy withdrawal
- No processing fee for loans up to ₹3 lakh
Frequently Asked Questions
Individual farmers, tenant farmers, sharecroppers, self-help groups, joint liability groups. Must have land records or be engaged in agriculture/allied activities.
Crop loan at 4% interest rate, insurance coverage, ATM card, flexible repayment, no collateral up to ₹1.6 lakh.
1. Visit your nearest bank branch (any commercial bank, RRB, or cooperative bank)\n2. Fill KCC application form\n3. Submit land records, ID proof, and address proof\n4. Bank verifies and issues KCC within 15 days
Land records, Aadhaar Card, Voter ID/Ration Card, Passport size photos, Declaration of land possession
📬 Get Updates
📬 Get Scheme Updates
Subscribe to our weekly newsletter and never miss a new government scheme update!
No spam. Unsubscribe anytime.