Health
West Bengal
Active
Swasthya Sathi
Cashless, paperless health insurance scheme for all families of West Bengal. Provides coverage of up to ₹5 lakh per family per year.
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Official website
Swasthya Sathi is a flagship health insurance scheme of the Government of West Bengal providing cashless and paperless treatment to the citizens of the state. Each enrolled family receives a smart card.
Key Features
- Coverage of up to ₹5 lakh per family per year
- Cashless and paperless treatment at empanelled government and private hospitals
- No cap on family size, age or number of members
- Smart card issued to each family for portability across the state
Objective
To provide universal health coverage and protect families from catastrophic medical expenditure through a state-sponsored health insurance scheme.
Frequently Asked Questions
All resident families of West Bengal are covered under the scheme. Beneficiaries are enrolled primarily through the Duare Sarkar camps and existing databases. Specific exclusions are as per the official notification.
Health insurance cover of up to ₹5 lakh per family per year with cashless treatment at empanelled hospitals, including pre- and post-hospitalisation expenses.
1. Families are enrolled through Duare Sarkar camps / Gram Panchayat / Municipality
2. Swasthya Sathi smart card is issued to the family
3. Visit any empanelled hospital and present the smart card
4. Treatment is cashless; the hospital raises the claim
5. Details and card status on the official Swasthya Sathi portal
2. Swasthya Sathi smart card is issued to the family
3. Visit any empanelled hospital and present the smart card
4. Treatment is cashless; the hospital raises the claim
5. Details and card status on the official Swasthya Sathi portal
Aadhaar Card / Voter ID, family ration card or residence proof, photograph, bank account details (where required) for enrolment and card issuance.
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