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Ayushman Bharat - PMJAY

World's largest health insurance scheme providing ₹5 lakh per family per year for secondary and tertiary hospitalization to 55 crore beneficiaries.

Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the world's largest health insurance scheme fully funded by the Government of India. It provides a health cover of ₹5 lakh per family per year.

Key Features

  • ₹5 lakh per family per year for secondary and tertiary care hospitalization
  • 1,949 medical packages covering surgery, day care, ICU, and medicines
  • Cashless and paperless treatment at point of service
  • Portable across India at any empanelled hospital
  • Pre-existing diseases covered from day one

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