Employment
Central Government
Active
PM Mudra Yojana
Provides loans up to ₹10 lakh to non-corporate, non-farm small/micro enterprises for business setup and expansion.
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Pradhan Mantri MUDRA Yojana (PMMY) was launched in 2015 to provide funding to the non-corporate, non-farm small/micro enterprises. MUDRA stands for Micro Units Development & Refinance Agency Ltd.
Three Categories
- Shishu: Loans up to ₹50,000
- Kishore: Loans from ₹50,001 to ₹5,00,000
- Tarun: Loans from ₹5,00,001 to ₹10,00,000
Frequently Asked Questions
Any Indian citizen with a business plan for non-farm, non-corporate, small/micro enterprise. Must not be a defaulter to any bank/financial institution.
Loan up to ₹10 lakh without collateral, competitive interest rates, 100+ types of activities covered, no processing fee for Shishu loans.
1. Prepare business plan\n2. Visit nearest bank, NBFC, or Mudra portal\n3. Apply for Shishu/Kishore/Tarun category\n4. Submit documents and wait for approval\n5. Loan disbursed within 7-10 days
Aadhaar Card, PAN Card, Business plan, Address proof, Photograph, Quotations of assets (if applicable)
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