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Pradhan Mantri Vay Vandana Yojana (PMVVY)

Pension scheme for senior citizens providing assured pension of 8% per annum for 10 years with investment up to ₹15 lakh.

Pradhan Mantri Vay Vandana Yojana is a pension scheme exclusively for senior citizens aged 60 years and above. It provides guaranteed pension with life insurance cover.

Key Features

  • Assured pension: 8% per annum
  • Investment limit: ₹15 lakh
  • Pension payment: monthly, quarterly, half-yearly, or annually
  • Loan facility: up to 75% of deposit after 3 years
  • Maturity benefit: full deposit refund
  • Life insurance: proportionate to pension amount

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